Certificate/IRAs

Share Certificate

A share certificate always earns you more than a regular savings account because you deposit a specified amount for an established period of time. Interest earned is paid monthly. Certificate maturities vary from 3 months to 60 months. A minimum of $500.00 is required and there is a penalty for early withdrawal. Interest rate depends on the amount of deposit and term of certificate desired.

IRA, Roth IRA and Educational IRA

We accept direct transfers and/or rollovers from your present plan. Funds will be deposited in an IRA certificate at the same rate and terms offered under the share certificates.